Getting ready to apply

Documents checklist

Having the right documents ready before you apply can significantly speed up your loan approval. Here's everything you'll typically need.

Driver's licence, passport, Medicare card, or birth certificate. Lenders require 100 points of ID.

Last 2 payslips, most recent group certificate or tax return (last 2 years for self-employed), PAYG summary.

Last 3–6 months of transaction statements showing income credits and regular expenses.

Statements for any existing home loans, personal loans, car loans, or credit cards.

Contract of sale (if purchasing), council rates notice, or rental statement (if investment).

Evidence of genuine savings — typically 3 months of statements showing regular deposits.

WeBroke's expert brokers are here to guide you through every stage of the process — from preparation to settlement.