First home buyer prep
Buying your first home is one of the biggest financial decisions you'll make. WeBroke makes it straightforward with this complete preparation guide.
Understand your budget
Use our borrowing power calculator to understand your maximum loan amount, then factor in deposit, stamp duty, legal fees, and moving costs.
Research government schemes
As a first home buyer you may be eligible for the 5% deposit scheme (no LMI), First Home Owner Grant, stamp duty concessions, and FHSS.
Get pre-approved before you search
Pre-approval gives you a clear budget and confidence to make offers. WeBroke can often secure same-day pre-approvals.
Understand the buying process
From making an offer to exchange, cooling-off periods, building inspections, and settlement — WeBroke guides you through every step.
Choose the right loan structure
Variable vs fixed, offset accounts, redraw facilities, P&I vs interest-only — we'll explain every option and recommend the best fit for you.
Work with the right team
You'll need a conveyancer/solicitor, building inspector, and mortgage broker. WeBroke can recommend trusted professionals in your area.
Ready to take the next step?
WeBroke's expert brokers are here to guide you through every stage of the process — from preparation to settlement.
Start your first home journey