Investment loans
Growing a property portfolio requires the right loan structure. WeBroke helps investors maximise returns and minimise costs.
Investment loan basics
Investment loans are used to purchase property that will be rented out. Interest is generally tax-deductible, making the structure important.
Interest-only for investors
Many investors choose IO loans to maximise cash flow and tax deductions. The interest component is fully deductible against rental income.
LVR and LMI for investors
Investment loans typically have lower maximum LVRs than owner-occupier loans. LMI applies above 80% LVR and is tax-deductible for investors.
Cross-collateralisation risks
Using one property as security for another (cross-collateralisation) can limit your flexibility. WeBroke structures loans to avoid this where possible.
Portfolio lending
As your portfolio grows, we structure your lending to maximise borrowing capacity and minimise risk across your entire portfolio.
Negative gearing
When rental income is less than loan costs, the shortfall is tax-deductible. WeBroke works with your accountant to optimise your structure.
Need expert advice on investment loans?
WeBroke's specialist brokers will assess your situation and recommend the best loan structure for your needs.
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