SMSF loans
Self-Managed Super Fund (SMSF) lending is complex and requires specialist expertise. WeBroke are SMSF lending specialists.
What is an SMSF loan?
An SMSF can borrow to purchase property through a Limited Recourse Borrowing Arrangement (LRBA). The property is held in a bare trust until the loan is repaid.
Eligible properties
Residential and commercial property can be purchased through an SMSF. The property must meet the 'sole purpose test' — it must be for the benefit of fund members.
SMSF loan requirements
Minimum SMSF balance typically $200,000+. The SMSF must have a corporate trustee. Strict compliance requirements apply.
Bare trust structure
The property is held in a separate bare trust (custodian trust) until the loan is fully repaid, at which point it transfers to the SMSF.
SMSF loan rates & LVR
SMSF loans typically have higher rates and lower LVRs (60–70% maximum) than standard home loans due to the additional complexity.
Why choose WeBroke for SMSF?
SMSF lending requires specialist knowledge of superannuation law, compliance, and lender requirements. Our SMSF specialists handle the entire process.
WeBroke handles EVERY aspect of SMSF lending
From bare trust establishment to lender selection, compliance review, and ongoing support — we manage the entire SMSF loan process so you don't have to.
Need expert advice on smsf loans?
WeBroke's specialist brokers will assess your situation and recommend the best loan structure for your needs.
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